Budgeting
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Are Black Friday bargains ruining your financial future?
“This is such a good deal! Of course I should get a new Shark vacuum (even though the one I currently have still works great.)”…
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What’s lifestyle creep? And can it push your money goals off track?
We all like to treat ourselves from time to time. Taking an Uber instead of the bus, upgrading to some fancy sourdough bread instead of…
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Why we need to talk about money – and how to get started
Does talking about money give you the ick? Whether it’s how much you earn, trying to split a restaurant bill, managing money with a partner…
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Budgeting for Christmas
You’ve probably already spotted the chocolate Santas in the supermarket, and you may have even received an email promoting fancy advent calendars. There are now…
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The cost of fertility treatments and how to prepare for them
Whether it’s due to age, health, sexuality or many other factors, many of us know that if we ever want to start a family, it’s…
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How to get ahead of your student loan
University fees in the UK aren’t cheap, and many students find they need financial help in order to attend university and pay for their studies.…
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Does being neurodivergent impact your money?
Everyone’s brain develops differently. There has been a lot of discussion on neurodivergence and money in the past couple of years. And this is important…
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Budgeting for summer fun
As the perfect season for picnics and parties, summer can be a time when it’s very easy for us to go over budget. Everyone’s feeling…
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The Octopus Money Guide to Budgeting
Table of contents Introduction What is budgeting? Clearing misconceptions Six steps to budgeting success Conclusion Introduction For most people, the word ‘budgeting’ brings to mind…
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Spring clean your finances for the new tax year
The first three months of the year can be hectic. What with recovering from the Christmas period, followed by Valentine’s Day, half term, and maybe…
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Intro to UK Tax (with Blick Rothenberg)
Albert Einstein famously said, “the hardest thing in the world to understand is income tax.” If even a genius finds this stuff mind-boggling, you can…
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Spring Budget 2024
It’s that time of the year again… It’s been called the “Super Bowl” of personal finance in the UK, (And it is! Well… kind of).…
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New HMRC tax reporting rules target side hustlers – should you be worried?
Only income made from trading is taxable, and only if it’s more than £1,000 in a tax year. Selling your own personal items isn’t taxable.…
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What is salary sacrifice and how does it work?
Did you know that you can choose to give up some of your salary in exchange for non-cash benefits? This is called salary sacrifice, or…
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Understanding your payslip
Payday – that day of the month when we have the chance to get closer to our money goals. But let’s be honest – how…
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Your Money Checklist for the New Year
The new year is the perfect time to reflect on your money wins from the previous year, and think about your money goals and new…
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Budget with me
Boring…daunting…difficult… It’s time to forget everything you’ve thought about budgeting. We’re here to sort it out together. In this 30-minute session, we walk you through…
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How to budget successfully
Budgeting might seem confusing at first, but don’t let this stop you from doing it. If the word ‘budget’ feels off-putting, reframe it and call…
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Budgeting hacks and tips
So you’ve created your shiny new budget, and you’ve been plugging away at it, but for some reason, something just doesn’t feel right for you. …
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What to think about when setting up a budget
What pops into your mind when you think about budgeting? For many people, the knee-jerk reaction is “immediately no.” But, getting a handle on your…
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What is budgeting?
Budgeting definitely isn’t everyone’s cup of tea. We’ve all had our fair share of budgeting fails. But with a few tweaks, those can turn into…
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Why set up a budget?
If you think about all of the big and exciting things you want to do in your life as your destination – and your financial…
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Opening a bank account
Our explainer on banking will tell you all you need to know about banking in the UK, and the things to look out for to…
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Supercharge Your Savings
How do you feel about how much you’re saving each month? With the cost of living rising, we all want to build up the money…
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Money tips for growing families
Parenthood is exciting. And the more you can plan ahead for the impact on your money, the more you can fully enjoy all the special…
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How to Have Hard Money Conversations
Conversations about money can feel difficult – especially right now. But talking about money has been proven to improve your wellbeing. In our 30-minute session,…
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Energy Costs: What You Can Do
How are you feeling about the rising energy costs? In this 30-minute group coaching session, you’ll be able to get on top of what’s happening…
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Don’t Panic (And Other Money Mistakes to Avoid Right Now)
Are you feeling worried about the rising cost of living? In this 30-minute group coaching session, we’ll help you see what’s in your control, show…