Investing
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Markets feeling rocky? Here’s what’s going on – and what (if anything) you should do about it.
Whispers of tariffs, trade wars, and stock market volatility have grown louder in recent weeks, and you may have noticed the impact on your investments. …
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Women and Money: Closing the Financial Gender Gap
As women, we’re told we can have it all: the fulfilling career AND the life we dream of. But over and over again we’re presented…
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March 2025 Market Update – a financial roller coaster ride
The market news may be taking you on a roller coaster ride, but Tom Francis, our Head of Digital Advice, is here to hold your…
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February 2025 Market Update – tariffs, trade wars and tech bubbles
The market news may be giving you whiplash, but Tom Francis, our Head of Digital Advice, breaks it all down. What’s happening in the markets?…
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January 2025 Market Update
The financial headlines this week are buzzing about rising government bond yields. Here’s a quick overview to help make sense of what’s happening and why…
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Stock Market Masterclass
Have you ever wondered why global events impact companies and stocks in the UK and wanted to know how it works? Or maybe you already…
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Are Black Friday bargains ruining your financial future?
“This is such a good deal! Of course I should get a new Shark vacuum (even though the one I currently have still works great.)”…
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The US election outcome and what it means for your money
Tom Francis, our Head of Advice, breaks it all down. Elections are a natural part investing, there’s nothing new here. Dubbed the “Super Bowl” of…
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Autumn Budget 2024 – How will it affect your finances?
From pensions and investments to private jets and property, Rachel Reeves’s maiden Budget was wide-ranging and far-reaching. Reeves, our first female Chancellor of the Exchequer,…
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Should I invest or overpay my mortgage?
If you’re lucky enough to have some spare cash, you may be wondering how best to use it. Buy a lottery ticket? Treat your friends…
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Market news and what it means for you: January to September 2024
Tom Francis, Head of Advice at Octopus Money, takes a look at what’s been happening in the economy and the global stock markets in 2024.…
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Is buying a property better than investing?
Tom Francis, Head of Advice at Octopus Money, weighs in. British people LOVE property. More than anything. We all plan to buy a property as…
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August 2024 market update – a masterclass in volatility
As you might have seen in the news, or reflected in your own investments – the markets were a bit more volatile than usual this…
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What does a Labour government mean for your money?
Snapshot: There has been very little impact or volatility generated off the back of Labour’s recent election win. Always remember, the current price of stock…
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Discover your money mindset – achieve your goals
‘Know thyself’. It sounds very philosophical and highbrow, but understanding yourself is actually the key to unlocking your potential and achieving your biggest goals. Because…
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The Octopus Money investing philosophy
When you think about all the things that you want to do in your life, what springs to mind? Maybe it’s buying your first home.…
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Ask us anything: Pensions
In case you didn’t know, we’re obsessed with pensions here at Octopus Money. Your pension is like your salary for ‘future you.’ Because your pension…
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Top 3 investing mistakes from a financial adviser
Octopus Money’s Head of Advice, Tom Francis, reveals his top 3 investing mistakes. When you ask people what they regret most about investing, the number…
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Can an investment firm lose all my money?
‘Will I lose all my money?’ This is one of the first questions people have when they’re investing for the first time. Because it’s easy…
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Diversification – should you put all your eggs in one basket?
If you invest already, you might be familiar with the term ‘diversification’. But let’s take a closer look. So what exactly is diversification in a…
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Spring Budget 2024
It’s that time of the year again… It’s been called the “Super Bowl” of personal finance in the UK, (And it is! Well… kind of).…
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Investing: All about ISAs
ISAs are an amazing type of tax-efficient savings account available to UK residents. But because there are several different types of ISA available, they can…
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Are you following the 5 Golden Rules of investing?
1. Never invest all of your savings. Investing is a great way to potentially improve your finances, but don’t let it take over. You should…
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Are you making these 4 investing mistakes?
Investing is a powerful tool to grow your wealth. But mistakes, even small ones, can snowball and become costly in the long run. Are you…
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Why investing should be boring
Investing should be as boring as watching paint dry. We’ve all seen the headlines where someone goes from relative obscurity to being a millionaire seemingly…
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Getting started with investing
You may have heard lots of stories about investing, some good and some bad (some VERY bad). The truth is investing is a powerful way…
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Are you ready to invest?
More people are talking about investing than ever. And investing is easier and more accessible than ever. Investing is one of the best (and easiest!)…
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Should I invest in property?
Property investing has always been an attractive avenue to grow and diversify your investment portfolio. (As a recap, an investment portfolio is just a group…
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Is a Lifetime ISA right for me?
A Lifetime ISA (Lifetime Individual Savings Account or LISA for short) is a tax-efficient savings account with the purpose of helping people buy their first…
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When should I consider investing?
‘I’m too young…’ ‘It’s too late…’ ‘I don’t have enough money…’ ‘The stock market’s going to crash and I’ll lose all my money…’ Do any…
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Cash saving vs investing
There’s a time and a place for cash savings and a time and a place for investments. One of the key distinctions between each is…
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How to beat inflation
Inflation. It seems to be all anyone’s been talking about since last year. But what is it exactly, and how does it impact your day-to-day…
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What is a recession?
Healthy economies grow over time, so in economics terms, a ‘recession’ is a decline in economic activity. In the UK the definition of a recession…
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How to determine your risk profile
One of the first steps to take before you start investing is to determine your risk profile. Tell me more… Risk profile questionnaires are made…
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What is risk tolerance?
As we know, investing can be a great way to grow our money in the long term. And one of the most important elements of…
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What is a fund and how does it work?
A fund is just money that’s set aside for a specific purpose. In investing, a fund lets you pool your money with other investors. Then…
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How much should I invest?
When you’re ready to invest, one of the first things that probably comes to mind is “how much?” Is there a right amount to start…
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What can you invest in?
There are lots of different ways that you can grow your money over time. One of the most common ways is through investing. When you…
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What are the different ways you can invest?
Investing is one of the most powerful ways to grow your wealth and reach your medium to long-term goals. There are many ways to invest…
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What to look for when choosing an investment
Diversification is a key part of a good investor’s playbook. When you invest, the first thing is to understand risk and how you can manage…
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Is investing risky?
There’s always some element of risk involved in investing. The associated risk can be higher or lower depending on the type of investment you choose,…
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What’s an ISA?
All about ISAs Our 1-minute ISA explainer will give you all the basics you need to know about ISAs. Individual Savings Accounts (ISAs) are a…
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What’s compound interest?
In Albert Einstein’s own words, “Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” And he’s…
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What’s an investment account?
An investment account, also known as a brokerage account or securities account, is an account that you can use to buy and sell assets and…
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What’s inflation?
Inflation has been around for a long time, but the last time it was in the news in such a major way in the UK…
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What are the different types of ISAs?
ISAs are a great way to grow your money without paying tax. Read on to learn about the different types of ISAs available to UK…
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What’s investing?
What’s all the fuss about investing? Investing this, investing that… It feels like more people than ever are talking about investing these days. If you…
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The power of compounding
In Albert Einstein’s own words, “Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” And he’s…
