Savings
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Are Black Friday bargains ruining your financial future?
“This is such a good deal! Of course I should get a new Shark vacuum (even though the one I currently have still works great.)”…
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What’s lifestyle creep? And can it push your money goals off track?
We all like to treat ourselves from time to time. Taking an Uber instead of the bus, upgrading to some fancy sourdough bread instead of…
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Why we need to talk about money – and how to get started
Does talking about money give you the ick? Whether it’s how much you earn, trying to split a restaurant bill, managing money with a partner…
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How to get ahead of your student loan
University fees in the UK aren’t cheap, and many students find they need financial help in order to attend university and pay for their studies.…
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Discover your money mindset – achieve your goals
‘Know thyself’. It sounds very philosophical and highbrow, but understanding yourself is actually the key to unlocking your potential and achieving your biggest goals. Because…
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Ask us anything: Pensions
In case you didn’t know, we’re obsessed with pensions here at Octopus Money. Your pension is like your salary for ‘future you.’ Because your pension…
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Does being neurodivergent impact your money?
Everyone’s brain develops differently. There has been a lot of discussion on neurodivergence and money in the past couple of years. And this is important…
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Budgeting for summer fun
As the perfect season for picnics and parties, summer can be a time when it’s very easy for us to go over budget. Everyone’s feeling…
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How to navigate a relationship breakdown
If you’re dating, in a partnership or married, relationship breakdown can be a source of anxiety or frustration. If it feels like your relationship isn’t…
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Spring clean your finances for the new tax year
The first three months of the year can be hectic. What with recovering from the Christmas period, followed by Valentine’s Day, half term, and maybe…
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Intro to UK Tax (with Blick Rothenberg)
Albert Einstein famously said, “the hardest thing in the world to understand is income tax.” If even a genius finds this stuff mind-boggling, you can…
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Spring Budget 2024
It’s that time of the year again… It’s been called the “Super Bowl” of personal finance in the UK, (And it is! Well… kind of).…
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New HMRC tax reporting rules target side hustlers – should you be worried?
Only income made from trading is taxable, and only if it’s more than £1,000 in a tax year. Selling your own personal items isn’t taxable.…
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Understanding your payslip
Payday – that day of the month when we have the chance to get closer to our money goals. But let’s be honest – how…
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Is a Lifetime ISA right for me?
A Lifetime ISA (Lifetime Individual Savings Account or LISA for short) is a tax-efficient savings account with the purpose of helping people buy their first…
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Your Money Checklist for the New Year
The new year is the perfect time to reflect on your money wins from the previous year, and think about your money goals and new…
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What to look for when choosing a savings account
If you have money goals, savings accounts can be a great way to help you achieve them. Here are a few things to consider when…
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How to start saving
Sometimes the hardest part about saving is just taking that first step and getting started. Having a plan can help with this! Here’s a simple…
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What is an emergency fund?
An emergency fund might sound a bit intense, but it’s really just a savings account that you have for unexpected expenses or emergencies. Think of…
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How much should I invest?
When you’re ready to invest, one of the first things that probably comes to mind is “how much?” Is there a right amount to start…
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What’s compound interest?
In Albert Einstein’s own words, “Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” And he’s…
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What are the different types of savings accounts?
What is a savings account? A savings account is a type of account where you can safely keep your money until you need to use…
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Opening a bank account
Our explainer on banking will tell you all you need to know about banking in the UK, and the things to look out for to…
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What’s the personal savings allowance?
Did you know you can earn interest on your money and get to keep it, tax-free? The personal savings allowance (PSA) is a tax-free allowance…
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Supercharge Your Savings
How do you feel about how much you’re saving each month? With the cost of living rising, we all want to build up the money…
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Money tips for growing families
Parenthood is exciting. And the more you can plan ahead for the impact on your money, the more you can fully enjoy all the special…
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How to Have Hard Money Conversations
Conversations about money can feel difficult – especially right now. But talking about money has been proven to improve your wellbeing. In our 30-minute session,…
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Energy Costs: What You Can Do
How are you feeling about the rising energy costs? In this 30-minute group coaching session, you’ll be able to get on top of what’s happening…
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Don’t Panic (And Other Money Mistakes to Avoid Right Now)
Are you feeling worried about the rising cost of living? In this 30-minute group coaching session, we’ll help you see what’s in your control, show…
