What’s the first thing that comes to mind when you think of the word 'pension'? Do you feel hopeful and excited? Or does it fill you with dread, confusion, or mistrust? Our expl...
Pensions are one of the best ways of putting money away for future you. There are lots of different types of pensions, so we’re going to cover the main ones below. ...
A workplace pension is a great way to put money aside for the future. In this kind of pension, you and your employer pay into a savings pot every month. This is the money you’ll...
The biggest reason for paying into your workplace pension is that when you do, your employer does too! As a minimum, they’ll pay 3% of your salary into your pension. Yo...
When you pay into your workplace pension, your employer pays an amount into it too. This amount will be the equivalent of 3% of your salary. Some employers encourage their staf...
Pensions. The word itself might sound a bit...meh. But they're basically a way for you to save money for 'future you.' It's the money you'll live on when you retire. Since you...
Published 15 March 2023. So the Government announced its new 2023 Budget…what do I need to know? Energy price guarantee: The cap on energy bills is being extended for at ...
In a nutshell, auto-enrolment is when your employer automatically adds you into a workplace pension scheme without asking you in advance. Is this a new thing? It’s actuall...
A salary sacrifice pension is where you agree with your employer to give up part of your salary so you can get extra employer pension contributions. It’s sometimes called salary...
Whenever something major happens with the economy, especially if it causes financial turmoil (like the UK’s mini-budget in September 2022), a question you might be asking yourse...
One of the most common questions people have about their pension is, ‘well, when can I even access it’? It can feel a bit strange to lock money away for such a long t...
This can feel like a big question with lots of unknown unknowns. Since your pension is basically your salary for ‘future you’, the simplest way to figure out how much you’ll...
What’s all this about lost pensions? There are £19.4 billion pounds worth of ‘lost’ pensions in the UK, according to the Association of British Insurers. That’s 1.6 mi...
Do you know how many times the average person changes jobs in their lifetime? 12 times, according to the latest available public survey data from 2019. With each new work...
Once you’ve decided you want to consolidate your pensions, the next action is to choose who to use. Choosing what to do next can feel like an overwhelming decision. But we ca...
