Pensions
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Maximising your workplace pension – 3 key pension tax reliefs explained
Pension tax relief – it might not sound like the most exciting phrase in the world. But it means that you pay less tax on the…
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Women and Money: Closing the Financial Gender Gap
As women, we’re told we can have it all: the fulfilling career AND the life we dream of. But over and over again we’re presented…
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5 easy steps to find your old workplace pensions
Did you know that there are up to 3.3 million lost pension pots in the UK containing a total of £31.1 billion? * It’s well…
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Autumn Budget 2024 – How will it affect your finances?
From pensions and investments to private jets and property, Rachel Reeves’s maiden Budget was wide-ranging and far-reaching. Reeves, our first female Chancellor of the Exchequer,…
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How much is enough for retirement?
Retirement isn’t an age, it’s a number. But what should that number be? One of the most challenging things about saving into a pension is…
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Can paying into your pension actually increase your monthly take-home pay?
It sounds like a riddle: how can paying money into a pension increase your take-home pay? Well, it all depends on how you actually pay…
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How to stay safe from pension scams
How to spot and avoid pension scams A pension scam is where a scammer will promise opportunities with high returns and low risk, or say…
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How to get ahead of your student loan
University fees in the UK aren’t cheap, and many students find they need financial help in order to attend university and pay for their studies.…
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Should your pension be divided during a separation?
Our partners at amicable share their thoughts on what to do with your pension during a separation. If you’re going through a divorce or ending…
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Contact details for the 11 largest pension providers in the UK
We hear it all the time from so many customers that we work with – finding the right contact details for your old pension providers when…
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Nearing Retirement – Understanding Your Options
Retirement is one of the biggest financial moments in our lives. As we inch closer, there are lots of questions to consider and many decisions…
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Women and money – Managing a career break
As women, we’re told we can have it all: the fulfilling career AND the family life we dream of. But over and over again we’re…
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Ask us anything: Pensions
In case you didn’t know, we’re obsessed with pensions here at Octopus Money. Your pension is like your salary for ‘future you.’ Because your pension…
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Are you making these 5 pension mistakes?
They say size doesn’t matter. But when it comes to your pension pot, it absolutely does. Because the size of your pension pot determines the…
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Pension Basics Explained
Does it feel like the more you hear and read about pensions the less you know? Pension headlines can inspire anxiety at best, and sheer…
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What is salary sacrifice and how does it work?
Did you know that you can choose to give up some of your salary in exchange for non-cash benefits? This is called salary sacrifice, or…
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Saving for retirement at any age
Pensions are one of the most powerful tools that you have at your disposal to make sure you have the retirement you dream of. But…
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How to pick a pension consolidation provider
Once you’ve decided you want to consolidate your pensions, the next action is to choose who to use. Choosing what to do next can feel…
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Should I consolidate my old pensions?
Do you know how many times the average person changes jobs in their lifetime? 12 times, according to the latest available public survey data from…
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How do I find my workplace pensions?
What’s all this about lost pensions? There are £19.4 billion pounds worth of ‘lost’ pensions in the UK, according to the Association of British Insurers.…
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How much should you put in your pension?
This can feel like a big question with lots of unknown unknowns. Since your pension is basically your salary for ‘future you’, the simplest way…
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When can I access my workplace pension?
One of the most common questions people have about their pension is, ‘well, when can I even access it’? It can feel a bit strange…
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How safe is my pension?
Whenever something major happens with the economy, especially if it causes financial turmoil (like the UK’s mini-budget in September 2022), a question you might be…
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What is a salary sacrifice pension?
A salary sacrifice pension is where you agree with your employer to give up part of your salary so you can get extra employer pension…
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What is auto-enrolment?
In a nutshell, auto-enrolment is when your employer automatically adds you into a workplace pension scheme without asking you in advance. Is this a new…
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Top pension myths busted
“I can think about my pension later…” “The government will sort it…” “The world’s going to end before I even reach retirement age…” “Pension? What…
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2023 Spring Budget
Published 15 March 2023. So the Government announced its new 2023 Budget…what do I need to know? I heard something about pensions too. Yes, there’s…
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What is employer matching?
When you pay into your workplace pension, your employer pays an amount into it too. This amount will be the equivalent of 3% of your…
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Why pay into your workplace pension?
The biggest reason for paying into your workplace pension is that when you do, your employer does too! As a minimum, they’ll pay 3% of…
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How does a workplace pension work?
A workplace pension is a great way to put money aside for the future. In this kind of pension, you and your employer pay into…
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What are the different types of pensions?
Pensions are one of the best ways of putting money away for future you. There are lots of different types of pensions, so we’re going…
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What’s a pension?
What’s the first thing that comes to mind when you think of the word ‘pension’? Do you feel hopeful and excited? Or does it fill…
