Getting on top of your money doesn’t usually fail because people don’t care. It fails because plans are either too big, too vague or too hard to stick to.
At Octopus Money, we see the best results come from simple habits, done consistently, aimed at one clear goal.
That’s the idea behind this 90-day money habits plan.
Ready to get started?
You can access the guide here to make your own copy to start using straight away.
Why 90 days?
Three months is a useful amount of time. It’s long enough to get past the “new plan” feeling, long enough for a habit to bump into real life a few times, and long enough to see what’s actually helping and what isn’t. At the same time, it’s short enough to feel manageable and not like you’re signing up to a whole new way of living.
How it works
The plan is broken into a few simple phases:
- Pick one goal to aim at
- Spend a week getting set up with small, easy actions
- Build one steady habit and keep it going
- Make one small improvement once things feel stable
- Then lock in what worked and decide what’s next
Nothing here is about doing everything at once. It’s about doing a few simple things in a way that fits into real life.
If you’d like a bit of extra support
If you want to sense-check your plan, talk through your next steps, or just get a calm second opinion, you can also book a free starter session with an Octopus Money coach. It’s simply a chance to talk things through and leave with a bit more clarity.
